Below is a quick reference for the bank requirements if you opt to purchase a real estate property through bank financing.
For Employed Applicants:- Latest ITR
- Original Certificate of Employment
- Bank Statements (6 months)
- Credit Card Statement (last 3 months)
- Photocopy of ID
- Any proof of billing receipt
- Statement of Account/ Contract to Sell/ Offer to Sell (if applicable)
- Contract of Employment/Certificate of Employment
- Latest ITR
- Contract of Employment
- Alien Certificate of registration
- Bill of materials signed by Contractor/Architect
- Building Plans
- Certificate of Business registration( DTI, Mayor’s permit, etc.)
- Audited Financial Statement for the past 3 years
- ITR
- Bank Statements ( 6 mos.)
- Appraisal fee of P2800-5000 dependent on Bank/Financing company
- Authorization to Inspect the property
- Photocopy of TCT/CCT
- Lot plan and vicinity map
- Master Deed of Restrictions for Condominium Units